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DEALERsure™ Auto Dealers Program

The 5Star DEALERsureTM Program is an exclusive multi-line property/casualty program providing coverage for rural and suburban franchised and non-franchised auto or truck dealerships, wholesalers and auto auctions. DEALERsure is offered through an A- IX rated carrier and is backed by our over 20 years experience writing auto related risks.

Eligible Classes*
  • Motorcycle Dealers and Repair
  • Non-franchised or small franchised retail auto or truck dealers with no service or repair
  • Non-franchised or small franchised retail auto or truck dealers with service and/or repair
  • RV Dealers and Repair
  • Small Auto Auctions/Wholesale dealers
  • Trailer Dealers
  • *Including but not limited to those listed
Available Products
  • Additional Insureds and Waiver of Subrogation
  • Broadened Coverage
  • Dealers Errors & Omissions
  • Dealers Open Lot Coverage
  • Drive Away Radius Extension up to Unlimited Radius
  • Fire Legal Liability Limit: $3,000,000
  • Garage Liability Limit: $1,000,000/$1,000,000/$3,000,000
  • Garagekeepers Limit: $1,000,000 Lot Limit/$150,000 Vehicle Limit
  • Garagekeepers In-Tow Limit: $50,000
  • Hired Auto Coverage Limit: $1,000,000
  • Legal Liability, Direct Excess, and Direct Primary Coverage Options
  • Medical Payments Coverage Limit: $5,000
  • Uninsured and Underinsured Motorist Coverage Limit: $1,000,000
  • Package with Property Includes GL Exposures
  • Personal Injury Liability Limit: $1,000,000
  • Scheduled Auto Liability (Available in CA, MO, SD, WA, and WY)
  • Other Lines of Coverage Available:
  • Title E&O
  • Truth-in-Lending E&O
  • Federal Odometer Statute E&O
Program Highlights
  • Provides virtually all required coverages for eligible operations
  • A.M. Best A- IX Rated Carrier
Program Parameters
  • Minimum Premium $1,000
  • No Maximum Size
Major Exclusions
  • Bus Dealers or Repair
  • Handicapped modification, dealers or repair
Availability
  • AL, AR, GA, IL, KY, MI, MO, MS, MT, NC, OH, OK, OR, PA, SC, TN, TX, VA and WA




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