| Products -> PROtect™ Professional Liability Products -> Errors & Omissons Program -> Consultants
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Consultants
5Star is a leading provider of Errors and Omissions protection, including coverage for most consultants and miscellaneous professionals. We provide expertise in writing liability coverage for professionals and business owners who design, make recommendations or represent the needs of others. We specialize in unique accounts - our carrier allows us to custom design a coverage definition to fit the specific business, not force it in to a pre-defined miscellaneous class. Our low SIR makes us the ideal partner for all kinds of consultants' E&O.
Eligible Classes
- Advertising Agents
- Agricultural/Horticultural Consultants
- Alarm/Security Consultants
- Audio/Acoustics Technicians
- Business Planning
- Claims Adjusters
- Construction Planning (Non-Project Management)
- Data Analysis Consultants (Medical/Non-Medical)
- Disaster Recovery Services
- Employment Agents
- Entertainment Agents
- Entertainment Consultants
- Environmental Inspections
- Ergonomic Consultants
- Expert Witness
- Financial Consultants
- Flood Zone Consultants
- Geologist/Energy
- Golf Course Managers
- Group Benefit Plan Consultants
- Health & Safety Consultants
- Human Resources Consultants
- Independent Medical Examiners
- Industrial Hygiene Consultants
- Management Consultants(Medical/Non-Medical)
- Marine Surveyor/Title Agents (Pleasure Vessels Only)
- Market Research/Opinion Polling/Public Relations
- Marketing Consultants
- Practice Management
- Project Management (Construction)
- Project Management (Non-Construction)
- Quality Assurance/Six-Sigma/Business Process
- Sleep Center Consultants
- Sports Agents
- Staffing Agencies/Recruiters
- Standards/Certification Consultants
- Talent Agents
- Training Consultants
- Wildlife/Naturalist
- *Including but not limited to those listed
Available Products
- Errors and Omissions Insurance
- Professional Liability Insurance
Program Highlights
- A Rated XV Carrier
- Exceptional Claims Handling
- In-House Underwriting
- Low Retentions
- Customized Coverage for consultants and Miscellaneous Professionals
Program Parameters
- Minimum Premium for $1,000,000 limit - $2,500
- Minimum Premium for $2,000,000 limit - $5,000
- Minimum SIR is $2,500
- Fee Income from $25,000 to $10,000,000
Ineligible Classes
- Actuaries
- Auctioneers
- Real Estate Professionals
Major Exclusions
- Pollution, Asbestos and Mold Coverage
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