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Life Insurance Agents and Brokers
The 5Star Life Agents' Errors and Omissions coverage provides malpractice protection for independent life insurance agents. This coverage is designed for life agents who have not had errors and omissions insurance before, or who have recently become independent agents. 5Star Life Agents' E&O is written with a highly rated carrier and is one of the few companies writing this class of business.
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Eligible Classes*
- Independent Life Agents, groups or agencies
- Newly licensed Independent Life Insurance Agents
- Life Insurance Agents that have up to a Series 6 license
- Life Insurance Agents who have recently become independent
- Agents with up to 10% of commissions from Property & Casualty sales
- *Including but not limited to those listed
Available Products
- Errors and Omissions Coverage for Independent Life Agents, groups and agencies
- Prior Acts Coverage available for currently insured Independent Life Agents, groups or agencies
Program Highlights
- Affordable pricing
- Apply for coverage and purchase online at www.5starlifeagents.com
- Immediate evidence of insurance
- Highly rated carrier
- Choose from our Preferred Program or Preferred Program + Mutual Funds
- Preferred Progam:
- For Agents selling Life, Variable Life, A&H, Long-Term Care, Disability Income and Annuities (fixed and variable) and P&C sales up to 10% of total commissions
- Preferred Program + Mutual Funds:
- Same as Preferred Program, with the inclusion of Mutual Funds Sales
Program Parameters
- Aggregate Limits of $250,000 or $1,000,000
- Deductible: $1,000
Ineligible Classes
- Independent Life Agents selling to groups over 100 employees
- Viatical sale or purchase
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