New! Pollution Liability Program
(PLL) provides protection for site owners and operators for liabilities or claims arising from bodily injury, property damage, cleanup costs and defense costs as a result of a pollution event on, at, under, or emanating from an insured's scheduled location. This coverage can also be extended to pollution conditions resulting from the transportation of waste or products, as well as to non-owned disposal site-related environmental liabilities.
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Some of the potential environmental impacts of transportation operations are:
- Air Pollutants: vehicle exhaust, over spray or dust from farming and maintenance equipment
- Land Contamination: accidental spills, other spent fuels or from previous use of the site
- Waste Disposal: such as vehicle parts, tires and batteries, oils and paints
- Water Discharges: such as run-off from vehicle cleaning or leaks from oil and chemical storage containers
…A Pollution Liability Policy covers these risks for surprisingly little cost!
PLL is also a strategic risk-management mechanism. It provides coverage that can help protect buyers and sellers from environmental liabilities in business transactions, such as those that can delay an acquisition, merger or divestiture.
Why you need a pollution liability policy.
Eligible Classes
Qualified transportation risks as defined by the 5Star Specialty Programs for:
- Public Auto – bus (charter, shuttle, school, entertainer coaches), limousine, taxi
- Trucking – (for hire) dry freight, commodity goods, refrigerated
- Waste Operations – refuse haulers (commercial, residential), port-o-let, septic
Available Products
- Pollution Legal Liability Insurance
Program Highlights
- The policy can be endorsed to meet compulsory financial responsibility requirements for hazardous waste treatment, storage and disposal facilities imposed under the Resources Conservation & Recovery Act (RCRA) as well as those prescribed by state law.
- Coverage applies to sudden and gradual pollution conditions.
- Defense coverage is provided within the limit of liability.
- Provides coverage for punitive damages, fines, or penalties where allowable by law.
- Definition of bodily injury includes mental anguish.
- Natural resource damages can be defined and covered in the definition of property damage.
- PLL is a transferable asset to future investors or buyers.
Program Parameters
- $1mm per loss/$2mm aggregate limit of liability
- $5,000 minimum SIR
- Policies may be structured on an annual or multi-year basis
- Minimum Premium $3,500
Availability
Download this fact sheet
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Contact 5Star Pollution Liability Coverage
877.247.9772
pollution@5starsp.com
5Star Pollution Program
158 N. Harbor City Boulevard
Melbourne, FL 32935
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