High Risk/High Premium Accounts
A++ Market
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The following is a list of classes that are normally not eligible for submission. However, if we can reach a premium threshold of $200k or more, our carrier will consider it.
Available states: AL, AZ, AR, CA, CO, CT, DE, GA, HI, ID, IA, KS, MS, MO, NE, NV, NM, NY, NC, OR, SC, SD, TN, TX, UT, VA, WI
| Code |
Description |
Underwriting Guidelines |
| 1701 |
Cement Manufacturing |
|
| 2081 |
Butchering |
No Slaughtering |
| 2089 |
Packing House–all operations |
|
| 2104 |
Seafood Processors |
|
| 2111 |
Canneries |
No Employment Contractor-Temporary Services |
| 2156 |
Bottling-Not Carbonated Liquors Or Spirituous Liquors & Route Supervisors, Drivers |
|
| 2157 |
Bottling NOC & Route Supervisors, Drivers |
|
| 2174 |
Tobacco Rehandling or Warehousing |
|
| 2260 |
Wool Combing or Scouring |
|
| 2070 |
Creamery & Route Supervisors, Drivers |
|
| 2402 |
Carpet or Rug Manufacturing |
|
| 2413 |
Textiles |
|
| 2416 |
Yarn Dyeing or Finishing |
|
| 2587 |
Towel or Toilet Supply Co. & Route Supervisors, Drivers |
|
| 2600 |
Fur Mfg.-Preparing Skins |
|
| 2714 |
Veneer Manufacturing |
|
| 2731 |
Planning or Moulding Mills |
|
| 2735 |
Furniture Stock Manufacturing |
|
| 2740 |
Stave Manufacturing |
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| 2741 |
Cooperage Stock Manufacturing |
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| 2747 |
Cooperage Assembly |
|
| 2797 |
Mobile or Trailer Home Mfg. & Drivers |
|
| 2805 |
Modular or Prefabricated Home-Mfg. Not Shop Work and Drivers |
|
| 2960 |
Wood Preserving & Drivers |
|
| 3022 |
Pipe or Tube Mfg.-Not Iron or Steel |
|
| 3041 |
Iron or Steel Fabrication Iron Works-Shop-Decorative or Artistic & Foundries, Drivers |
|
| 3042 |
Elevator or Escalator Manufacturing |
No Installation |
| 3064 |
Sign Manufacturing-Metal |
No Installation |
| 3300 |
Bed Spring or Wire Mattresses Mfg. |
|
| 3881 |
Car Manufacturing-Railroad & Drivers |
|
| 4034 |
Concrete Products Mfg. |
|
| 4036 |
Plaster Board or Plaster Block Mfg. |
|
| 4206 |
Pulp Manufacturing-Ground Wood Process |
|
| 4207 |
Pulp Manufacturing-Chemical Process |
|
| 4239 |
Paper or Pulp Manufacturing |
No Employment Contractor-Temporary Services |
| 4670 |
Cottonseed Oil Mfg.-Mechanical & Drivers |
|
| 5213 |
Concrete Construction |
No Exterior Cleaning or Wrecking |
| 5403 |
Carpentry NOC |
No Employment Contractor-Temporary Services |
| 5445 |
Wallboard Installation Within Buildings |
|
| 5651 |
Carpentry-Dwellings-Three Stories or Less |
|
| 5545 |
Roofers |
Garnet Captive Referral |
| 5551 |
Roofing-All Kinds & Yard Employees, Drivers |
|
| 5645 |
Carpentry |
All Framing; Garnet Captive Referral |
| 7219 |
Trucking Firm |
|
| 7223 |
Trucking-Common Carrier-All Employees & Drivers, Includes Depot Employees |
|
| 7229 |
Trucking, Long Haul |
No Hauling of Explosives, Oil, Fuel, Gas, Hazardous Waste, Manual Tiedown, Mobile Crane, Furniture by Contract, Towing or Snow Removal |
| 7230 |
Trucking, Parcel or Package Delivery-All Employees & Drivers |
No Bicycle Delivery |
| 7232 |
Mail Delivery Service Companies |
|
| 7360 |
Freight Handlers |
No Packing or Handling of Explosives, Hazardous Material or Stevedoring |
| 7390 |
Beer or Ale Dealer-Wholesale & Drivers |
|
| 7520 |
Waterworks Operation, Non-Municipality |
Maximum 15% Laying of Pipe or Major Repairs |
| 7611 |
Telephone and Cable TV Line Installation |
No Line or Tower Installation |
| 7612 |
Telephone and Cable TV Line Installation |
No Line or Tower Installation |
| 7613 |
Telephone and Cable TV Line Installation |
No Line or Tower Installation |
| 8209 |
Vegetables-Fresh Vegetable and Tomato Packing |
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| 8215 |
Hay, Grain or Feed Dealers |
No Manual Hay Loading or Unloading, No Holding Silos |
| 8236 |
Ready Mixed Concrete Dealer & Drivers |
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| 8264 |
Paperstock Dealers |
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| 8288 |
Cattle Feed Lots |
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| 9305 |
Cannery Maintenance & Security Employees |
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| 9306 |
Bottling NOC Route Supervisors & Drivers |
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| 9315 |
Planing or Molding Mill, Maintenance & Security Employees |
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Contact 5Star Workers' Compensation Program
877.247.9772
marketing@5StarSP.com
5Star Workers' Compensation Program
906 South Kirkwood
St. Louis, MO 63122
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