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Occupational Accident Coverage

5Star Specialty Programs offers extensive expertise in Truckers/Courier Occupational Accident Insurance. Offered through A.M. Best A rated carriers, this program covers eligible on the job accidents that owner-operators or contract drivers may sustain. Backed by 20 years of experience writing trucking risks, we offer unparalleled expertise writing transportation coverage, nationwide. 5Star Specialty Programs is a transportation expert!

Eligible Classes
  • Owner Operators and Contract Drivers:
  • Trucking
  • Courier
  • Other independent contractor classes may be considered
Available Products
  • Accidental Death Benefit/Accidental Dismemberment/Survivors Benefit
  • Accidental Medical Expense Benefit
  • Contingent Liability - 10+ lives (use group occ/acc and CL applications)
  • Continuous/Temporary Total Disability benefit
  • Non-Occupational Accident Benefits
  • Paralysis Benefit
Program Highlights
  • A.M Best A rated carriers
  • Truckers Occ/Acc Master policy for 1-9 lives
  • - Three plans to choose from (Plans A, B, and C ; enrollment forms/guidelines available on our website)
  • Easy binding process
  • Low monthly rate
  • Various options for 10+ lives on a submit basis
Program Parameters
  • Limits: up to $1,000,000 CSL
  • Minimum Premium: $1,000
  • Maximum Deductible: $5,000
Ineligible Classes*
  • Local delivery – under 100 miles (except for courier operations)
  • Mobile Home Totes
  • Moving/storage
  • PEO’s
  • Trip leasing
  • Waste/garbage haulers
Submission Requirements
  • 1-9 Drivers (Truckers only):
  • - Completed and signed Plan A, B, or C enrollment form for each driver
  • 10+ Drivers:
  • - CL application
  • - Copy of lease agreement
  • - Copy of safety/driver manual
  • - Details for any loss over $25,000
  • - Group application
  • - List of drivers by state with date of birth
  • - 3 years loss runs
  • Nationwide

Terms and ConditionsCopyright © 2014 CRC Insurance Services, Inc.
© 2015 5Star Specialty Programs is a division of and operates under the licenses of CRC Insurance Services, Inc. CA Lic No 0778135. No claim to any government works or material copyrighted by third parties. Nothing in this communication constitutes an offer, inducement, or contract of insurance. Financial strength and size ratings can change and should be reevaluated before coverage is bound. This material is intended for licensed insurance agency use only. This is not intended for business owner or insured use. If you are not a licensed agent please disregard this communication. 5Star Specialty Programs supports a diverse workforce and is an Equal Opportunity Employer who does not discriminate against individuals on the basis of race, gender, color, religion, national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Drug Free Workplace.