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Home Health Care and Professional Health Care Staffing Workers' Compensation

5Star Specialty Programs has Workers’ Compensation Solutions for home health care and medical staffing accounts that are difficult to place. We provide solutions for these unique risks at very low premium thresholds. Our in-house facility features quick turnaround on quotes and coverage is offered through an admitted, A.M. Best A XV rated carrier.

Eligible Classes
  • Governing Class Codes Included in this Program - state specific codes shown in parentheses:
  • 8824 Retirement, Living Centers: Health Care Employees (CA 9070, DE & PA 974, NY 8866)
  • 8825 Retirement, Living Centers: Food Service Employees (CA 9070, DE & PA 975, NY 8866, TX 9058)
  • 8826 Retirement, Living Centers: All Other Employees (CA 9070/8851, DE & PA 979, NY 8866, TX 9052)
  • 8829 Convalescent or Nursing Home: All Employees (DE & PA 940/960/974/979, FL 8841, MI 9053, NC 8849, RI 8841)
  • 8832 Physician or Dentist & Clerical (CA 8834/8839, DE & PA 957)
  • 8833 Hospital: Professional Employees (CA 8830/9043, DE & PA 940/961/958, NJ 9045)
  • 8835 Home, Public and Traveling Health Care: All Employees (CA 8827, DE & PA 942/943, NJ 8835/8828, NY 9051/8857, TX 8828)
  • 8854 Home Health Care: Professional Employees (NY)
  • 9040 Hospital: All Other Employees (CA 9085/8804/9043/8829, DE & PA 940/958/961, NJ 9045, NY 8865)
  • Incidental Class Codes (Non-Governing Class):
  • 4611 Drug Preparation
  • 8017/8018 Store
  • 8742 Salespersons
  • 8810 Clerical
  • 8837/8861/9110 Charitable or Welfare Organizations
  • 8842 Group Homes
  • 8864 Social Service Organizations
  • 8869 Child Day Care
  • 9063 YMCA/Clubs
  • 9101 Adult Day Care
Available Products
  • Workers' Compensation
Program Highlights
  • In-house Authority
  • Quick turnaround on quotes
  • A.M. Best A XV rated carrier
  • Competitive Premiums
Program Parameters
  • Minimum Premium: $2,500
  • Maximum Premium In-house: $150,000 (over $150,000 requires undewriting referral)
  • Mods: 0.65 - 1.49
Availability
  • Nationwide




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