Non-Trucking Overview


The 5Star Non-Trucking Liability Program provides a permanently leased owner/operator with a limited form of liability protection when he/she operates a covered vehicle solely for personal and non-economic purposes. Our Non-Trucking Liability/Physical Damage Program is what you’ve been looking for to round-out your owner/operators’ coverage requirements when not in the business of trucking.

Contact and Submissions
Contact 5Star’s Non-Trucking Expert:
Bill Neff, 321-421-6767
See 5Star’s Submissions Checklist
Email Completed Applications: nontrucking@5starsp.com
Eligible Classes
  • Owners/Operators with a permanent, signed lease agreement with a motor carrier.
  • Coverage available for individuals or fleets
  • Prospect must be in business for two consecutive years under own authority to qualify for auto liability.
  • Cargo/Physical Damage markets available fornew ventures andhard-to-place risks.
Ineligible Classes
  • Concrete Aggregate Haulers
  • Hazardous Materials Carriers
  • Livestock Transport
  • Loggers
  • Panel or Cargo Vans
  • Pick-ups (Hot Shot Units)
Availability, Coverages Options, Highlights and Parameters
State Availability
  • Nationwide, except AK, HI, MA, NH and NY
Coverage Options
  • Non-trucking Auto Liability
  • Physical Damage

Program Highlights
  • Comprehensive or Specified Perils and Collision
  • Individual Owner/Operators and Fleets are Eligible
  • In-house Underwriting for Quick Turnaround on Quotes
Program Parameters
  • No Minimum or Maximum Account Size
  • $500,000 to $1,000,000 CSL
  • Multiple Deductible Options
  • Some Territorial Restrictions May Apply
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